Citi is currently offering a great deal on the Citi Executive® / AAdvantage® World Elite™ MasterCard®, which comes with an Admirals Club membership and 100,000 American AAdvantage miles when you spend $10,000 in the first three months. You’ll also get $200 in poorly defined statement credits, bringing the net cost of the card down to $250 even after paying the $450 annual fee up front.
I’m seriously considering getting this card because I’ve just switched my loyalty to American Airlines and my Amex Platinum Card will no longer get me access to the Admirals Club starting this March. The problem is I don’t want to apply right away. Why? I already have some big minimum spend requirements to meet and would prefer some breathing room. Also, my Platinum Card is still useful until mid-March. Why duplicate a benefit? I could apply anyway just to earn the miles. $250 for 100,000 miles is really good. Still, I have reservations. Just gimme a month.
The big question is: How long do I have left to apply before the offer gets pulled? The landing page for this offer doesn’t say.
Of all the things to be good at, I’m apparently amazing at getting myself removed from unsolicited spam mailing lists. I receive one, maybe two credit card offers a year, and they’re usually for ones that I don’t really want. So I have to rely on Megan to stay in the know. She gets offers for everything!
When we arrived home from Chicago on Sunday night, I was excited that Megan had a big black envelope waiting for her from Citi. She had been “pre-selected to apply” for the same 100,000-mile offer, although there was no mention of any $200 statement credit. I probably can’t use her application because it has her name and a unique offer code. But it also has an expiration date.
Megan needs to apply by March 15, 2014, to get her 100,000 miles and Admirals Club access. The date actually makes some sense. If she had a Platinum Card (which she doesn’t) she could apply on the deadline and within seven days receive her new credit card, maintaining access to the Admirals Club without interruption.
I don’t know that this same deadline applies to the better online offer that includes a $200 statement credit and appears to be available to everyone, but it’s a start. My guess is there’s a 50% chance it expires on March 15, and a 50% chance it expires before then. My advice if you are worried is that you don’t need to rush your next Citi credit card application.