American Express cardholders are often eligible for a variety of discounts at national and local retailers. These are presented as “Amex Offers” at the bottom of your online account statement. Just log in, select your card, and scroll to the bottom of the screen. If you have multiple American Express cards, there may be similar or different offers for each card.
Discounts are provided as a statement credit, so you can still use whatever shopping portal or other coupons you may be eligible for. Amex just wants to see that you use your card to complete the purchase. Do make sure that you register for the offer first by clicking “Add to Card” and use the arrows to scroll through additional offers — you can see there are 84 available on my wife’s account.
I’ve noticed that these seem to be much more lucrative in recent months, as well as more relevant to my spending habits. For example a variety of hotels including Starwood properties but also Hilton and other brands have had deals along the lines of “$50 back after spending $250.” Delta and Emirates have each had offers for a $100 statement credit after spending $500. If you need to book a flight to see family this holiday season, a 20% discount is a pretty good deal!
My wife’s account has been targeted for a variety of good deals, including $50 off at Airbnb, $10 off on Amex gift cards (which is like saying “$10 free cash”), and $30 back at a local restaurant. Other credits are for national retailers such as Best Buy, Sur La Table, and others. We’ll take advantage of these when it’s time to purchase holiday gifts for family. Overall, the statement credits we earn from Amex Offers can be more than the card’s annual fee.
She was also targeted for Shop Small, an annual event which, in past years, Amex has used to promote small businesses by providing statement credits to its customers who shop there. This has been scaled back repeatedly with small and smaller credits until, today, some members aren’t getting a credit at all. But if you were targeted you’d see it here.
UPDATE: I’ve followed up on Fan Foot’s report and can tell you that my Platinum, PRG, and Personal and Business SPG cards were all targeted for Shop Small. Perhaps this is being offered more widely than originally reported. Even though Amex isn’t making the statement credit a clear part of the Shop Small advertising campaign, it’s still offering discounts through Amex Offers instead.
It’s a little disappointing to see that you can only get one $10 credit this year, but I do like the change for one reason: In past years we were always traveling during the Small Business Saturday, which was the first Saturday after Thanksgiving. We didn’t have a good opportunity to use the credits even though we love our local small businesses in Seattle. This year there is more time to use it.