Tag Archive for "Chase"

While Chase is Tightening Approvals, Ultimate Rewards is Slowly Dying

chase ultimate rewards

From the desk of the Devil's Advocate… There's been an upheaval in the miles and points community over the last few months because Chase has drastically tightened up on the endless churning of their Ultimate Rewards credit cards. The new rules, according to multiple sources, appears to be some variation on what's being referred to as the 5/24 rule, which means if you've had more than 5 new cards … [Read more...]

It’s Time to Put the Chase Sapphire Preferred in the Sock Drawer

chase sapphire preferred

From the desk of the Devil's Advocate… Today I'm grabbing the "third rail" of the points and miles game. For several years now, the Conventional Wisdom has been that the Chase Sapphire Preferred is the best general-purpose travel credit card out there. It's got a 40,000-point signup bonus! It's got two sweet category multipliers! It's got triple dining points on the first Friday of every month! … [Read more...]

Why You Shouldn’t Get a Hyatt Visa for the 20% Rebate

hyatt visa

From the desk of the Devil's Advocate… Today's post begins with a disclaimer, which I feel is always the best way to start off a post. In my mind, it absolves me of all responsibility for what follows. In fact, if Scott would let me, I would start every post with this statement... "At any time the Devil's Advocate may or may not know what the heck he's talking about. What he says might be true, … [Read more...]

Is The Boss Right About Never Paying With Points?


From the desk of the Devil's Advocate... Last week Scott wrote a post here at Travel Codex advocating that one should never "pay with points." Now, Scott is the Top Banana around these parts and I'm just Second Banana, so it's not my place to argue with the boss. Actually, I'm pretty sure I'm not even Second Banana. That's probably Amol or Tahsir. Or Eric. Come to think of it, I might be just … [Read more...]

I Got It! It’s Chase Ultimate Rewards Points That Are Awful!


From the desk of the Devil's Advocate... This week we finish up our three-part series on the downsides of the major flexible miles currencies -- Chase Ultimate Rewards, American Express Membership Rewards, and Starwood Preferred Guest (SPG) Starpoints. The wonderful features of these programs are frequently touted by the Conventional Wisdomers, and with good reason. But no loyalty program is … [Read more...]

Why You Should Use a Hyatt Credit Card

Hyatt Credit Card Benefits

When I recently argued against the United co-branded cards, I mentioned the Hyatt Credit Card as a potential alternative. The case in favor of this card is much more clear cut, with several ways you can benefit by using it alone, as part of a wallet of other cards, and even if you aren't a Hyatt customer. But even if I'm now arguing in favor instead of against a card, it will still be more … [Read more...]

Two United Airlines Cards You Might Want to Keep

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I wrote a post yesterday describing several reasons NOT to get a United Airlines credit card -- although there may still be reasons for some people to get one based on their individual travel situations and predilection for manufactured spend. (If you’re going through $20,000 a week, then you should probably get every single card that offers an annual spend bonus.) A few readers asked what I … [Read more...]