Update: a reader reached out on Twitter to ask about intentionally overpaying estimated taxes to earn additional points. As I thought this was a good question others might be interested in, I have … [Read more...] about Why I Just Paid My Taxes with a Credit Card for the Points
One of the more lucrative benefits of the Citi Prestige card is the "fourth night free" benefit. At almost any hotel, the benefit provides a credit of one night's room rate for every three paid … [Read more...] about Tips and Tricks – Citi Prestige Fourth Night Free Benefit
One reason I increasingly value credit card rewards points is the "transferable" nature of these currencies. Unlike frequent flyer miles, card points (such as Citi Thank You) allow transfers to a … [Read more...] about Misadventures Transferring Credit Card Points to Air France Flying Blue
By now, almost everyone knows about the spreading scourge of "Basic Economy" airfares on the US3 legacy carriers. They claim the fares are a competitive response to ultra-low cost carriers like … [Read more...] about Credit Card Portals Still Selling Tickets in Basic Economy, Causing Trouble
Citi recently changed the value proposition on their Citi Prestige card. Most of the changes were for the worse for cardmembers, but their best benefit had a rather mild change. If you have the Citi … [Read more...] about Great Value on 4th Night Free With Citi Prestige and Premier
I arrived late to the "premium" (i.e. $450 or higher annual fee) game. Initially, I didn't see the value, though I finally sprung for the Citi Prestige card in June, 2015. At the time, the card … [Read more...] about My Citi Prestige Renewal Dilemma One Year After Devaluation
From the desk of the Devil's Advocate... All good things come to an end. Or they're replaced by something better.Travel loyalty programs are one of the greatest marketing inventions of modern … [Read more...] about Are Bank Rewards Programs Killing Frequent Flyer Miles?
From the desk of the Devil's Advocate... I did warn you this was coming.Almost exactly one year ago, I wrote a post entitled "Is the Citi Prestige Already Ripe For a Devaluation?" in which I … [Read more...] about Even After The Citi Prestige Devaluation, Is It Still Worth Keeping?
Citi's ThankYou Rewards program is one of my main credit card rewards programs, and also my longest tenured program - I've been a member for almost 8 years now. In recent years, the value of ThankYou … [Read more...] about Citi Makes ThankYou Rewards Easier to Understand
From the desk of the Devil's Advocate… I hate making retention calls. I always feel the need to go through this ridiculous kabuki dance when I get on the phone with the retention specialist, claiming … [Read more...] about Free Points or Free Cash? The Hard Choices of a Citibank Retention Call